Dollar Signs - 9/3

Dollar Signs - 9/3

Kathy Sweedler joins us to talk about charges that might be hard to find on your cell phone bill -- and how to avoid them.
IF YOU ARE BUDGET-CONSCIOUS, YOU'RE PROBABLY GREAT AT TRACKING WHERE YOUR MONEY GOES EVERY MONTH. YOU PORE OVER RECEIPTS, TAKE ADVANTAGE OF SALES, AND EVEN RESEARCH PRICES ON BIG-TICKET ITEMS TO SAVE THE MOST. SO HOW OFTEN DO YOU REVIEW YOUR MOBILE PHONE BILL FOR FRAUDULENT CHARGES THAT COULD BE DRAINING YOUR WALLET?

KATHY SWEEDLER FROM THE U OF I EXTENSION OFFICE IS HERE THIS MORNING.

Crammers add unauthorized subscription charges onto consumers' mobile phone bills for random texts to the tune of up to $9.99 a month.
The texts included daily horoscopes, romance advice, quizzes or ring tones that consumers never knowingly asked to receive - or agreed to pay for.
How did the s-crammers do this? The FTC alleges they tricked consumers two ways:

   
by getting people to enter their mobile phone number into deceptive and fictitious websites exchange for collecting freebies, playing games or taking quizzes;
·    by purchasing lists of mobile phone numbers and automatically entering the numbers into subscription services

 Here's how to spot charges crammed on to your mobile bill:

·    Read your monthly phone bill - every page, every month. Regularly review your phone bill to catch charges that are tacked on without your knowledge or consent.
·    Strange or unsolicited text messages <http://www.consumer.ftc.gov/articles/0350-text-message-spam> that suddenly appear on your phone could be signs of a cram. If you suddenly get a text offering any type of daily advice that you never signed up for, consider it a red flag that you're being charged for something you didn't authorize.
·    Think twice about entering your mobile phone number or personal information on any website. Certain websites exist to serve as collection baskets for mobile phone numbers; they trick you into providing your number with free offers or access to online entertainment.
·    Delete text messages you don't want and never click on the links. Text messages that ask you to enter special codes, or to confirm or provide personal information <http://www.consumer.ftc.gov/articles/0272-how-keep-your-personal-information-secure> could lead you to spoof sites that look real but could steal your money and identity.

What to do?
Report spam texts to your carrier. Copy the original message and forward it to 7726 (SPAM) free of charge, if you are an AT&T, T-Mobile, Verizon, or Sprint subscriber.
·    Make this the month you carefully read over ALL bills looking for charges for services you don't want or didn't sign up for!  Call the company and have them removed

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